:root {
  --ink: #153f43;
  --ink-deep: #0c2d31;
  --ink-soft: #2d5558;
  --sand: #f3eee4;
  --paper: #fbfaf6;
  --white: #ffffff;
  --coral: #df674f;
  --line: rgba(21, 63, 67, 0.2);
  --shadow: 0 24px 80px rgba(12, 45, 49, 0.16);
  --max: 1240px;
  --sans: "Avenir Next", Avenir, "Segoe UI", Helvetica, Arial, sans-serif;
  --serif: "Iowan Old Style", "Baskerville", "Times New Roman", serif;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  background: var(--paper);
}

body {
  margin: 0;
  color: var(--ink-deep);
  background: var(--paper);
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.58;
  text-rendering: optimizeLegibility;
}

body,
button,
a {
  -webkit-font-smoothing: antialiased;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

.skip-link {
  position: fixed;
  z-index: 100;
  top: 10px;
  left: 10px;
  padding: 12px 18px;
  color: var(--white);
  background: var(--ink-deep);
  border-radius: 999px;
  transform: translateY(-150%);
  transition: transform 180ms ease;
}

.skip-link:focus {
  transform: translateY(0);
}

.site-header {
  position: fixed;
  z-index: 20;
  top: 0;
  right: 0;
  left: 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 84px;
  padding: 14px clamp(22px, 5vw, 72px);
  color: var(--ink-deep);
  border-bottom: 1px solid transparent;
  transition: background 220ms ease, border-color 220ms ease, box-shadow 220ms ease;
}

.site-header.is-scrolled {
  background: rgba(251, 250, 246, 0.94);
  border-color: var(--line);
  box-shadow: 0 10px 35px rgba(12, 45, 49, 0.08);
  backdrop-filter: blur(16px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-height: 48px;
  text-decoration: none;
}

.brand-mark {
  display: grid;
  width: 44px;
  height: 44px;
  place-items: center;
  color: var(--sand);
  background: var(--ink);
  border-radius: 50%;
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.08em;
}

.brand-copy {
  display: flex;
  flex-direction: column;
  font-size: 0.73rem;
  line-height: 1.15;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.brand-copy strong {
  font-size: 0.84rem;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: clamp(18px, 3vw, 42px);
  font-size: 0.88rem;
  font-weight: 650;
}

.site-nav a {
  text-decoration: none;
}

.site-nav a:not(.nav-cta) {
  position: relative;
  padding: 10px 0;
}

.site-nav a:not(.nav-cta)::after {
  position: absolute;
  right: 0;
  bottom: 6px;
  left: 0;
  height: 1px;
  background: currentColor;
  content: "";
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 180ms ease;
}

.site-nav a:not(.nav-cta):hover::after,
.site-nav a:not(.nav-cta):focus-visible::after {
  transform: scaleX(1);
  transform-origin: left;
}

.nav-cta {
  display: inline-flex;
  min-height: 46px;
  align-items: center;
  padding: 0 20px;
  color: var(--white);
  background: var(--ink);
  border-radius: 999px;
}

.hero {
  display: grid;
  min-height: 100svh;
  grid-template-rows: minmax(330px, 55svh) auto;
  background: var(--ink);
}

.hero-media {
  position: relative;
  overflow: hidden;
  min-height: 330px;
  background: #dedbd5;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 48%;
  transform: scale(1.01);
  animation: hero-arrive 1.5s cubic-bezier(0.2, 0.8, 0.2, 1) both;
}

.hero-media-shade {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(12, 45, 49, 0.22), transparent 32%),
    linear-gradient(90deg, rgba(243, 238, 228, 0.18), transparent 55%);
  pointer-events: none;
}

.hero-photo-note {
  position: absolute;
  right: clamp(24px, 5vw, 72px);
  bottom: 24px;
  margin: 0;
  padding: 9px 14px;
  color: var(--ink-deep);
  background: rgba(251, 250, 246, 0.88);
  border-radius: 999px;
  font-size: 0.74rem;
  font-weight: 650;
  letter-spacing: 0.03em;
  backdrop-filter: blur(12px);
}

.hero-copy {
  position: relative;
  display: flex;
  min-height: 45svh;
  align-items: center;
  color: var(--white);
  background: var(--ink);
}

.hero-copy::before {
  position: absolute;
  top: 0;
  bottom: 0;
  left: clamp(22px, 5vw, 72px);
  width: 1px;
  background: rgba(255, 255, 255, 0.14);
  content: "";
}

.hero-copy-inner {
  display: grid;
  width: min(calc(100% - clamp(44px, 10vw, 144px)), var(--max));
  margin: 0 auto;
  padding: clamp(36px, 5vh, 64px) 0;
  grid-template-columns: minmax(0, 1fr) minmax(210px, 0.28fr);
  gap: clamp(48px, 8vw, 110px);
  align-items: end;
}

.hero-message {
  max-width: 880px;
}

.eyebrow {
  margin: 0 0 14px;
  color: #e9b9a7;
  font-size: 0.73rem;
  font-weight: 750;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.eyebrow-dark {
  color: var(--coral);
}

h1,
h2 {
  margin: 0;
  font-family: var(--serif);
  font-weight: 500;
  letter-spacing: -0.035em;
}

h1 {
  max-width: 900px;
  font-size: clamp(2.6rem, 5vw, 5.25rem);
  line-height: 0.96;
}

h2 {
  font-size: clamp(2.35rem, 4.6vw, 4.8rem);
  line-height: 1.02;
}

h3 {
  margin: 0;
  font-size: 1.15rem;
  line-height: 1.25;
}

.hero-intro {
  max-width: 720px;
  margin: 20px 0 0;
  color: rgba(255, 255, 255, 0.82);
  font-size: clamp(1rem, 1.3vw, 1.16rem);
  line-height: 1.55;
}

.hero-actions,
.agent-actions,
.final-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 18px 26px;
}

.hero-actions {
  margin-top: 28px;
}

.button {
  display: inline-flex;
  min-height: 52px;
  align-items: center;
  justify-content: center;
  gap: 18px;
  padding: 0 24px;
  border: 1px solid transparent;
  border-radius: 999px;
  font-size: 0.9rem;
  font-weight: 750;
  text-decoration: none;
  transition: transform 180ms ease, background 180ms ease, color 180ms ease, border-color 180ms ease;
}

.button:hover {
  transform: translateY(-2px);
}

.button:focus-visible,
.text-link:focus-visible,
.site-nav a:focus-visible,
.brand:focus-visible,
.footer-links a:focus-visible,
.final-contact a:focus-visible,
.medicare-disclaimer a:focus-visible {
  outline: 3px solid #f1b7a6;
  outline-offset: 4px;
}

.button-light {
  color: var(--ink-deep);
  background: var(--sand);
}

.button-light:hover {
  background: var(--white);
}

.button-dark {
  color: var(--white);
  background: var(--ink);
}

.button-dark:hover {
  background: var(--ink-deep);
}

.button-outline {
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.45);
}

.button-outline:hover {
  color: var(--ink-deep);
  background: var(--white);
  border-color: var(--white);
}

.text-link {
  position: relative;
  display: inline-block;
  padding: 8px 0 6px;
  font-size: 0.92rem;
  font-weight: 700;
  text-decoration: none;
}

.text-link::after {
  position: absolute;
  right: 0;
  bottom: 3px;
  left: 0;
  height: 1px;
  background: currentColor;
  content: "";
  transition: transform 180ms ease;
  transform-origin: left;
}

.text-link:hover::after {
  transform: scaleX(0.72);
}

.text-link-on-dark {
  color: rgba(255, 255, 255, 0.88);
}

.hero-assurance {
  margin: 14px 0 0;
  color: rgba(255, 255, 255, 0.58);
  font-size: 0.77rem;
  font-weight: 650;
  letter-spacing: 0.05em;
}

.aep-window {
  padding-left: clamp(24px, 3vw, 42px);
  border-left: 1px solid rgba(255, 255, 255, 0.18);
}

.aep-label {
  display: block;
  margin-bottom: 12px;
  color: rgba(255, 255, 255, 0.58);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
}

.aep-window strong {
  display: flex;
  flex-direction: column;
  font-family: var(--serif);
  font-size: clamp(2rem, 3vw, 3.2rem);
  font-weight: 500;
  line-height: 0.98;
}

.aep-rule {
  width: 42px;
  height: 1px;
  margin: 13px 0;
  background: var(--coral);
}

.aep-window p {
  max-width: 180px;
  margin: 16px 0 0;
  color: rgba(255, 255, 255, 0.6);
  font-size: 0.82rem;
  line-height: 1.4;
}

.section-shell {
  width: min(calc(100% - clamp(44px, 10vw, 144px)), var(--max));
  margin: 0 auto;
}

.review-section {
  padding: clamp(90px, 12vw, 170px) 0;
  background: var(--sand);
}

.section-heading {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(300px, 0.32fr);
  gap: clamp(40px, 9vw, 140px);
  align-items: end;
}

.section-heading .eyebrow {
  grid-column: 1 / -1;
  margin-bottom: -20px;
}

.section-heading h2 {
  max-width: 820px;
}

.section-heading > p:last-child {
  margin: 0 0 6px;
  color: var(--ink-soft);
}

.review-lines {
  margin-top: clamp(70px, 9vw, 120px);
  border-top: 1px solid var(--line);
}

.review-line {
  display: grid;
  min-height: 116px;
  padding: 24px 0;
  border-bottom: 1px solid var(--line);
  grid-template-columns: 72px minmax(250px, 0.5fr) 1fr;
  gap: 24px;
  align-items: center;
}

.line-number {
  color: var(--coral);
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.12em;
}

.review-line h3 {
  font-family: var(--serif);
  font-size: clamp(1.55rem, 2.4vw, 2.45rem);
  font-weight: 500;
}

.review-line p {
  margin: 0;
  color: var(--ink-soft);
}

.process-section {
  padding: clamp(90px, 12vw, 160px) 0;
  background: var(--paper);
}

.process-intro {
  display: grid;
  grid-template-columns: 0.36fr 1fr;
  gap: 60px;
  align-items: start;
}

.process-intro h2 {
  max-width: 860px;
}

.process-list {
  display: grid;
  margin: clamp(70px, 9vw, 120px) 0 0;
  padding: 0;
  border-top: 1px solid var(--line);
  list-style: none;
  grid-template-columns: repeat(3, 1fr);
}

.process-list li {
  min-height: 300px;
  padding: 34px clamp(24px, 3vw, 44px) 30px;
  border-right: 1px solid var(--line);
}

.process-list li:first-child {
  padding-left: 0;
}

.process-list li:last-child {
  padding-right: 0;
  border-right: 0;
}

.process-list li > span {
  display: inline-grid;
  width: 42px;
  height: 42px;
  margin-bottom: 76px;
  place-items: center;
  color: var(--white);
  background: var(--coral);
  border-radius: 50%;
  font-size: 0.8rem;
  font-weight: 800;
}

.process-list h3 {
  margin-bottom: 12px;
  font-family: var(--serif);
  font-size: clamp(1.45rem, 2vw, 2rem);
  font-weight: 500;
}

.process-list p {
  margin: 0;
  color: var(--ink-soft);
}

.agent-section {
  display: grid;
  min-height: 760px;
  grid-template-columns: minmax(420px, 0.9fr) minmax(520px, 1.1fr);
  background: #e3e6e0;
}

.agent-photo {
  position: relative;
  min-height: 680px;
  overflow: hidden;
}

.agent-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 42%;
}

.agent-photo::after {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 58%, rgba(12, 45, 49, 0.65));
  content: "";
  pointer-events: none;
}

.agent-photo-caption {
  position: absolute;
  z-index: 1;
  right: clamp(24px, 4vw, 56px);
  bottom: clamp(24px, 4vw, 52px);
  left: clamp(24px, 4vw, 56px);
  display: flex;
  flex-direction: column;
  color: var(--white);
}

.agent-photo-caption strong {
  font-family: var(--serif);
  font-size: clamp(2.1rem, 3vw, 3.5rem);
  font-weight: 500;
  line-height: 1;
}

.agent-photo-caption span {
  margin-top: 8px;
  font-size: 0.75rem;
  font-weight: 750;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.agent-copy {
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: clamp(70px, 9vw, 140px) clamp(44px, 8vw, 130px);
  background: var(--sand);
}

.agent-copy h2 {
  max-width: 780px;
}

.agent-lede {
  max-width: 670px;
  margin: 28px 0 0;
  color: var(--ink-soft);
  font-size: clamp(1.02rem, 1.35vw, 1.2rem);
}

.credentials {
  display: grid;
  max-width: 720px;
  margin: 48px 0 0;
  border-top: 1px solid var(--line);
  grid-template-columns: repeat(3, 1fr);
}

.credentials > div {
  padding: 22px 18px 20px 0;
  border-right: 1px solid var(--line);
}

.credentials > div:not(:first-child) {
  padding-left: 20px;
}

.credentials > div:last-child {
  border-right: 0;
}

.credentials dt {
  min-height: 38px;
  color: var(--ink-soft);
  font-size: 0.69rem;
  font-weight: 750;
  letter-spacing: 0.08em;
  line-height: 1.3;
  text-transform: uppercase;
}

.credentials dd {
  margin: 12px 0 0;
  font-family: var(--serif);
  font-size: 1.25rem;
  line-height: 1.2;
}

.agent-actions {
  margin-top: 44px;
}

.final-cta {
  position: relative;
  overflow: hidden;
  padding: clamp(100px, 14vw, 190px) clamp(22px, 5vw, 72px);
  color: var(--white);
  background: var(--ink-deep);
}

.final-cta::before,
.final-cta::after {
  position: absolute;
  width: min(42vw, 620px);
  aspect-ratio: 1;
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  content: "";
}

.final-cta::before {
  top: -46%;
  right: -8%;
}

.final-cta::after {
  right: 14%;
  bottom: -72%;
}

.final-cta-inner {
  position: relative;
  z-index: 1;
  width: min(100%, 1050px);
  margin: 0 auto;
  text-align: center;
}

.final-cta h2 {
  max-width: 960px;
  margin: 0 auto;
}

.final-actions {
  justify-content: center;
  margin-top: 38px;
}

.final-contact {
  margin: 28px 0 0;
  color: rgba(255, 255, 255, 0.62);
  font-size: 0.82rem;
}

.final-contact a {
  color: rgba(255, 255, 255, 0.92);
}

.site-footer {
  padding: 54px clamp(22px, 5vw, 72px) 38px;
  color: rgba(255, 255, 255, 0.68);
  background: #082528;
}

.footer-shell {
  display: grid;
  width: min(100%, var(--max));
  margin: 0 auto;
  grid-template-columns: 1fr auto;
  gap: 34px 60px;
}

.footer-brand {
  display: flex;
  flex-direction: column;
}

.footer-brand strong {
  color: var(--white);
  font-family: var(--serif);
  font-size: 1.4rem;
  font-weight: 500;
}

.footer-brand span {
  margin-top: 5px;
  font-size: 0.75rem;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 12px 24px;
  font-size: 0.78rem;
}

.footer-links a {
  color: var(--white);
  text-decoration-thickness: 1px;
  text-underline-offset: 4px;
}

.medicare-disclaimer {
  max-width: 1050px;
  margin: 0;
  padding-top: 30px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  grid-column: 1 / -1;
  font-size: 0.71rem;
  line-height: 1.6;
}

.medicare-disclaimer a {
  color: rgba(255, 255, 255, 0.88);
}

.footer-meta {
  margin: 0;
  font-size: 0.68rem;
  grid-column: 1 / -1;
}

.js [data-reveal] {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 650ms ease, transform 650ms cubic-bezier(0.2, 0.8, 0.2, 1);
}

.js [data-reveal].is-visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes hero-arrive {
  from {
    opacity: 0.68;
    transform: scale(1.045);
  }
  to {
    opacity: 1;
    transform: scale(1.01);
  }
}

@media (max-width: 980px) {
  .site-nav > a:not(.nav-cta) {
    display: none;
  }

  .hero {
    grid-template-rows: minmax(300px, 44svh) auto;
  }

  .hero-copy {
    min-height: 56svh;
  }

  .hero-copy-inner {
    grid-template-columns: 1fr;
    gap: 42px;
    align-items: start;
  }

  .aep-window {
    display: grid;
    padding: 22px 0 0;
    border-top: 1px solid rgba(255, 255, 255, 0.18);
    border-left: 0;
    grid-template-columns: 120px 1fr 160px;
    align-items: center;
  }

  .aep-label,
  .aep-window p {
    margin: 0;
  }

  .aep-window strong {
    flex-direction: row;
    gap: 14px;
    align-items: center;
    font-size: 2.1rem;
  }

  .aep-rule {
    width: 26px;
    margin: 0;
  }

  .section-heading,
  .process-intro {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .section-heading .eyebrow {
    margin-bottom: 0;
  }

  .process-list {
    grid-template-columns: 1fr;
  }

  .process-list li,
  .process-list li:first-child,
  .process-list li:last-child {
    display: grid;
    min-height: 0;
    padding: 32px 0;
    border-right: 0;
    border-bottom: 1px solid var(--line);
    grid-template-columns: 72px 1fr;
  }

  .process-list li > span {
    margin: 0;
  }

  .agent-section {
    grid-template-columns: 0.85fr 1.15fr;
  }

  .agent-copy {
    padding-right: clamp(34px, 6vw, 70px);
    padding-left: clamp(34px, 6vw, 70px);
  }

  .credentials {
    grid-template-columns: 1fr;
  }

  .credentials > div,
  .credentials > div:not(:first-child) {
    padding: 16px 0;
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .credentials dt {
    min-height: 0;
  }

  .credentials dd {
    margin-top: 5px;
  }
}

@media (max-width: 720px) {
  body {
    font-size: 16px;
  }

  .site-header {
    min-height: 74px;
    padding: 11px 18px;
  }

  .brand-mark {
    width: 40px;
    height: 40px;
  }

  .brand-copy {
    display: none;
  }

  .nav-cta {
    min-height: 44px;
    padding: 0 16px;
    font-size: 0.77rem;
  }

  .hero {
    grid-template-rows: minmax(240px, 34svh) auto;
  }

  .hero-media {
    min-height: 240px;
  }

  .hero-copy {
    min-height: 66svh;
  }

  .hero-media img {
    object-position: 50% 50%;
  }

  .hero-photo-note {
    right: 18px;
    bottom: 14px;
    left: 18px;
    padding: 8px 12px;
    font-size: 0.66rem;
    text-align: center;
  }

  .hero-copy::before {
    display: none;
  }

  .hero-copy-inner,
  .section-shell {
    width: calc(100% - 36px);
  }

  .hero-copy-inner {
    gap: 14px;
    padding: 28px 0 30px;
  }

  h1 {
    font-size: clamp(2.32rem, 10.8vw, 3.25rem);
  }

  h2 {
    font-size: clamp(2.25rem, 10vw, 3.5rem);
  }

  .hero-actions,
  .agent-actions,
  .final-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .hero-actions {
    gap: 8px;
    margin-top: 20px;
  }

  .hero-intro {
    margin-top: 14px;
    font-size: 0.94rem;
    line-height: 1.46;
  }

  .hero-assurance {
    margin-top: 8px;
  }

  .button {
    width: 100%;
  }

  .text-link {
    align-self: flex-start;
  }

  .aep-window {
    grid-template-columns: 1fr;
    gap: 0;
    padding-top: 14px;
  }

  .aep-window strong {
    flex-direction: row;
    gap: 10px;
    font-size: 1.64rem;
  }

  .aep-label,
  .aep-window p {
    display: none;
  }

  .aep-rule {
    width: 22px;
  }

  .review-section,
  .process-section {
    padding: 84px 0;
  }

  .review-lines {
    margin-top: 58px;
  }

  .review-line {
    min-height: 0;
    padding: 26px 0;
    grid-template-columns: 42px 1fr;
    gap: 8px 14px;
  }

  .review-line p {
    grid-column: 2;
  }

  .process-list {
    margin-top: 58px;
  }

  .process-list li,
  .process-list li:first-child,
  .process-list li:last-child {
    grid-template-columns: 56px 1fr;
  }

  .agent-section {
    min-height: 0;
    grid-template-columns: 1fr;
  }

  .agent-photo {
    min-height: 520px;
  }

  .agent-copy {
    padding: 80px 18px;
  }

  .credentials {
    margin-top: 38px;
  }

  .final-cta {
    padding: 90px 18px;
  }

  .footer-shell {
    grid-template-columns: 1fr;
    gap: 26px;
  }

  .footer-links {
    justify-content: flex-start;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }

  .js [data-reveal] {
    opacity: 1;
    transform: none;
  }
}